Bring dollars onto Arc without gas, hold USDC, EURC and cirBTC, move them across chains with one balance, swap at the best price, and put them to work with Earn & Borrow. Live on Arc Mainnet.
Connect a browser wallet or WalletConnect, sign in with just your email for a Circle Wallet, or explore without connecting. Nothing moves until you approve it.
Your choice of wallet: browser wallets stay fully self-custodial; the email wallet removes the seed phrase for newcomers and lets them withdraw to their own wallet anytime.

Your net worth in dollars, the assets you hold (USDC, EURC, USYC, cirBTC), and one-tap shortcuts to Add funds, Swap and Bridge. The Copilot answers questions about your balance and activity in plain language.
Read-only by design: on mainnet the Copilot answers from your onchain data and never signs anything.

Native USDC, EURC and cirBTC move to Arc through Circle's Bridge Kit (CCTP V2). With the Forwarding Service, Circle completes the mint on Arc, so no Arc gas is needed. USDC from Sui arrives natively over CCTP V2, and LI.FI covers any other token, including Solana and Bitcoin wallets.
Safe to interrupt: a transfer that stops after the burn resumes without burning twice, checked against Circle's usedNonces onchain.

Best price compares quotes from KyberSwap, De¹ and LI.FI and picks the best output, checked onchain before you sign. Any token mode opens full LI.FI routing. FlowFi routes to real, deep liquidity instead of running its own pools.
No FlowFi contract on the path: the route and the swap run on established infrastructure, and you sign in your own wallet.

Deposit USDC or EURC into curated Morpho vaults (Bitwise, Galaxy, Keyrock and more) or the Aave V4 USDC market, compare them side by side, or borrow USDC or EURC against cirBTC on Morpho markets on Arc, with live APY, LTV and liquidation price on screen.
Guardrails built in: markets liquidate at 86% LTV; FlowFi caps new borrows at 70%, and every call is simulated before your wallet opens.

A one-time email code opens a Circle Wallet with the same address on Arc, Base, Ethereum and Arbitrum. Add funds from your browser wallet and withdraw to your own wallet at any time.
Made for newcomers: powered by Circle's Developer-Controlled Wallets, with a strict allowlist of actions and withdrawals that are always open.

Built on Circle's Unified Balance Kit. Deposit on Arc, Base, Ethereum, Arbitrum, Avalanche or World Chain and send to any of them, or to Solana, in seconds. Circle's Forwarding Service delivers on the destination, so no gas is needed there.
Works with both wallets: browser wallets sign the intent themselves; the Circle Wallet signs it server-side, limited to Gateway burn intents only.

Balances come straight from the chain and activity from Arc's Etherscan-run explorer. The portfolio split shows where your money sits, and the activity mix shows what you actually do.
No invented charts: the net-worth chart and 7-day change come from daily snapshots saved in your own browser, never from made-up data.

Every send, receive, approval, swap, bridge mint and route on your address, including what you did in other apps, with the amount, status and a link to the explorer on every row.
Receipts, not promises: anything on this page can be checked against the block explorer in one click.

FlowFi is live on Arc Mainnet with real funds. Everything you saw is the running product, and every claim can be checked onchain.
Bridge: native USDC, EURC & cirBTC via Circle Bridge Kit + Forwarding, USDC from Sui via CCTP V2, any token via LI.FI
Swap: best price on Arc across KyberSwap, De¹ and LI.FI
Earn & Borrow: curated Morpho vaults, Aave V4 and cirBTC-backed loans
Wallets: browser wallets, WalletConnect, and an email-based Circle Wallet
Gateway: one balance for USDC, EURC and cirBTC across six chains